Monday, September 24, 2007

Considering applying for Social Security Disability

I came across a thread in a cushing's syndrome forum and the poster essentially said the following (paraphrased by me, of course): "I am having financial difficulty since my condition prevents me from working. I am considering filing for disability with social security.

Now imagine the sound of screeching brakes or a phonograph needle being dragged across an old-fahsioned record album.

I run across this sentiment all the time, in forums and in non-virtual life. And I always feel compelled to state the following---if you have a physical or mental impairment (or both) and your condition either A. prevents you from working or B. prevents you from working and earning substantial, gainful income, you need to file for disability.

And you need to do this immediately. Reason? The disability application and appeal process with social security is no cake walk. It takes a fair amount of paperwork and a LOT of time. Chances are, unless you are one of the lucky 30 thirty percent who will get approved for disability benefits on the first application, you will probably have to file a first appeal and then a second appeal (the first appeal is called a request for reconsideration and the second appeal is called a request for hearing). And both appeals together can easily consume two years or more of your time, making it very difficult for your survive financially.

So, if you think your condition disables you, don't just consider filing for disability benefits----contact your nearest social security office and advise them that you need to apply. They will at that point set up an appointment for you to be interviewed for a disability application.

The following page includes information on how the the disability process works and how decisions are made: Questions about applying for Social Security Disability or SSI

Return to the Social Security Disability SSI Benefits Blog

Disability and Various Conditions:

COPD Disability
MS Disability
Diabetes Social Security Disability
Hepatitis C Disability SSI