Wednesday, September 26, 2007



Living on Social Security Disability is not Easy

Here's a link to a webpage about an individual who was found medically eligible for disability benefits and was subsequently approved for social security disability.

The page, however, illustrates the fact that, as hard as it usually is to get awarded disability benefits, even after a case has been won things aren't necessarily easy aferward.

In this case, the person receives a monthly title II benefit (title II is social security disability while title 16 is SSI disability) and also receives medicare. Medicare, of course, is made available to SSD recipients at the point where they are two years beyond their date of entitlement (however, the way "onset" works with SSD, many claimants can begin to receive medicare almost immediately---in other words, not everyone has to actually wait two years to use medicare after they are approved for disability).

Unfortunately, the person on this page needs medications that are not covered by medicare. And, unfortunately, as well, this individual does not meet the non-medical eligibility requirements for medicaid.

To me, this illustrates once more the odd system the federal system has of awarding medicare benefits to social security disability beneficiaries while awarding medicaid benefits to SSI disability recipients. Medicaid simply covers 6 prescriptions per month and I'm not aware of medications that are excluded.







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