Friday, July 30, 2010

Can people get disability benefits readily and easily?

Here's a paraphrased comment from someone: "The SSDI and SSI programs are haywire. It annoys me that people get disability so readily and easily.

This individual has no real clue as to how the system works. True, some people do get approved on their first disability application. However, the majority, about 70 percent, do not.

What happens to those individuals? Some of them give up and really shouldn't. In many of these instances this occurs because the individual has been misinformed about their rights to appeal, or they find the experience of filing and being denied too depressing or anxiety-provoking. Some of them misunderstand the meaning of appeals and mistakenly file new claims instead of filing an actual appeal (which usually just leads to more denials).

Other individuals, however, who do not give and, instead, enter into the social security appeal process, begin what is usually a lengthy process that may consume years of waiting.

The waiting is accounted for by two things:

1) The first appeal, the reconsideration, is usually denied, typically after being with a disability examiner for one to four months...though it can be longer.

2) The second appeal, the request for a hearing, can often take 2 years or longer to result in a scheduled hearing.

Then, of course, there is the unpleasant fact that, even after being told by a judge that they have, effectively, been approved at a disability hearing, a claimant may have to wait months more for the actual notice of decision that makes it all official. And, even then, while their monthly benefits are put into pay status relatively quickly, a claimant may be forced to wait months longer for their back pay to be processed.

Back pay, of course, is what claimants--who are behind on their car payments and mortgages, and other bills, as a result of not being able to work for so long--desperately need.

Can people get disability benefits readily and easily? The answer is "sometimes", but, most often, not. And, usually, the process is financially wrenching and devastating to those who must go through it.

Return to the Social Security Disability SSI Benefits Blog

Other Posts

How to get Approved for Disability Benefits - Information on disability claims
Do I need a lawyer to get disability benefits from Social Security?
Denied for Social Security Disability — What do I do?
If You get Disability Benefits, will Your Dependents get a Check?
Who is eligible for Social Security Disability or SSI Disability?
Social Security Disability SSI - How long does it take to get a hearing for disability ?
Social Security Back Pay
Appealing a Denied Disability Claim
Social Security Disability Requirements
Can you Refuse to go to a Social Security Medical Examination?
Social Security Disability and Breast Cancer
Social Security Disability, Waiting for Employment Records
SSDI Continuing Disability Reviews